TLDR
Knowify's Core plan starts at $99/month (annual) or $149/month if paying month-to-month. Payroll is a paid add-on. For a 10-user specialty trade sub including payroll, real monthly cost is typically $400–$700/month. MarginLock is flat-rate: $99/month Enterprise covers unlimited users with no add-ons.
Knowify
$99–$249/month (annual billing)per month
MarginLock
$20–$99/moper month, no setup fee
Knowify Pricing Tiers
| Cost Component | Amount | Notes |
|---|---|---|
| Base subscription | $99/month (annual) or $149/month (month-to-month) | Limited user count at base |
| Per-user over base limit | Additional per user | Cost varies by tier |
| Payroll add-on | Additional monthly cost | Not included in base |
| 10-user estimate with payroll | $400–$700/month | Approximate, tier-dependent |
| Year-one total (10 users) | $4,800–$8,400/year | Subscription only, no implementation fee |
| MarginLock Enterprise (comparison) | $99/month flat, unlimited users | $1,188/year, no add-ons |
Source: Knowify pricing contacts and user reports, 2025–2026; MarginLock published pricing, 2026
Hidden Costs You Won't See on the Pricing Page
- ⚠ Per-user pricing stacks as team grows, office staff and field supervisors each add to the bill
- ⚠ Payroll is not included in the base price, requires separate add-on purchase
- ⚠ Knowify's tier structure and pricing have changed multiple times, current pricing may not match what earlier reviews show
- ⚠ QuickBooks sync requires periodic reconciliation, creating manual bookkeeping overhead not reflected in the software price
The Base Price Is Not the Full Price
Knowify’s pricing starts at $149/month, which positions it as a mid-range option compared to Foundation Software or Sage 100 Contractor. For a small sub with 2–3 users, that price point is reasonable.
The problem is how the price grows with your team.
Knowify charges per user above the base tier’s included user count. Every estimator, PM, field supervisor, and office manager you add beyond the base limit is an additional monthly cost. For a specialty trade sub with 10 people who need system access, the gap between the advertised starting price and what you actually pay is significant.
Payroll Is Not Included
The base Knowify subscription doesn’t include payroll. For specialty trade subs with hourly field crews, payroll processing that’s integrated with job cost tracking is not optional — it’s how you get accurate labor costs against your jobs without manual data entry.
The payroll add-on is an additional monthly cost on top of the base subscription plus any per-user overage. For owner-operators who looked at $149/month and thought that covered everything, the payroll add-on creates sticker shock at billing time.
Pricing Tier Instability
Knowify’s pricing structure has changed multiple times. Subs who signed up at earlier pricing are not guaranteed to stay at those rates as Knowify restructures its tiers. For owner-operators who rely on predictable software costs in their overhead calculations, that pricing instability is a risk.
Fixed, flat-rate pricing eliminates that uncertainty. When the price is the same every month regardless of team size or tier changes, it’s a budget line you can set and forget.
The QuickBooks Sync Overhead
Knowify syncs with QuickBooks rather than maintaining a native general ledger. That sync is the mechanism that connects your job cost data to your financial statements. When the sync works cleanly, it saves time. When it doesn’t — and QuickBooks syncs have known inconsistencies — reconciling the two systems becomes a manual task.
The labor cost of reconciling QuickBooks and Knowify doesn’t appear on the Knowify invoice. But for a small office where the owner-operator or a part-time bookkeeper handles it, that overhead is real.
Total Cost at Scale
For a 10-person specialty trade sub including payroll add-on, total Knowify cost typically runs $400–$700/month based on current tier structures. Over a year, that’s $4,800–$8,400. Over three years with any price increases, it’s substantially more.
MarginLock Enterprise is $99/month flat, unlimited users. Year-one cost with no implementation fee is $1,188. The comparison is meaningful, not because features are identical, but because the pricing architecture is fundamentally different: one model charges for growth, the other doesn’t.
| Knowify | MarginLock | |
|---|---|---|
| Monthly cost (small team) | $99–$249/month (annual billing) | $20–$99/mo |
| Setup fee | Varies | $0 |
| Contract | Annual or per-seat | Flat rate, cancel anytime |
Q&A
How much does Knowify cost per month for a specialty trade subcontractor with 10 employees?
At Knowify's per-user pricing, a 10-person team including payroll add-on typically runs $400–$700/month depending on the current tier structure. The base $149/month covers a limited user count; additional users are charged on top of that base.
Frequently asked
Common questions before you try it
What does Knowify actually cost for a 10-person specialty trade sub?
Is payroll included in Knowify's base price?
Has Knowify's pricing changed over time?
Does Knowify have a free trial for subcontractors?
What is cheaper than Knowify for a 10-person specialty trade sub?
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